For most Australians, super is the biggest investment they will ever make. That is why expert advice is essential. Quite simply, if you’re not maximising the significant tax benefits super enjoys, the chances are you are paying too much tax and wasting valuable wealth creation time.


Establishing a Self-Managed Super Fund (SMSF) is similar to running your own small company. There are rules and regulations that must be followed in order to benefit from the significant tax incentives available. Running your own SMSF is not for everybody but many clients prefer the personal control and flexibility that SMSFs offer.

In conjunction with our financial planning service (Stewart Brown Advisory Pty Limited) we can assist you in respect of your retirement planning, including:

  • Helping to develop your long term retirement and savings strategies (in and outside super)
  • Help to determine whether a SMSF is right for you
  • Assistance with the establishment and on-going maintenance of your SMSF
  • Preparation of the accounts, tax return and meeting minutes for your SMSF
  • Arranging for the audit of your SMSF
  • Advice regarding the tax implications of making contributions to super
  • Advice regarding the tax implications of withdrawing pensions from your super
  • Selection and monitoring of your investment portfolio

We can also advise you in relation to:

  • Tax deductible contribution caps
  • Non-tax deductible contribution caps
  • Superannuation guarantee charge
  • Work Test for those over age 65
  • Contributions for spouse
  • Co-contributions
  • The payment of pensions
  • How and when to receive tax free income from your super fund